RebateRealty Blog

4 Benefits of Mortgage Pre-Approval

Mortgage pre-approval is the first step to having a smooth home buying experience. The lender decides to pre-approve you based on information relating to your finances; specifically, your income, s...

Real Estate Dependency, Affordability, and the Economy

The Canadian economy depends heavily on the real estate market. Just last week Stephen Poloz, governor of Bank of Canada, alluded to the slowdown in the housing market as one of the leading causes f...

Mayor John Tory has his Eyes on Fixing the Affordability Issue in Toronto

With new regulations in effect since January 2018, including the interest rate hike and OSFI’s stricter mortgage stress test, it is becoming increasingly difficult for prospective homebuyers to f...

What the Bank of Canada Projected About the Housing Market

According to Stephen Poloz, the Governor of Bank of Canada, the slow performance of the housing market in the first quarter of 2018 has had an adverse impact on the Canadian economy as a whole. ...

4 More Tips for Homebuyers

Buying a home is a major milestone in your life. For most people, the money they invest in their home is the most money they have ever spent. With all that is riding on this investment, and all the ...

The Hottest Neighbourhoods in Toronto

Mercer’s quality of living index, which considers several factors including the economy, politics, environment, infrastructure, public transport, health, and recreation and housing to determine t...

Rising Mortgage Rates May Not Be as Bad as You Think

After some of the dust has settled on four major banks moving up their mortgage interest rates, we see that the economy hasn’t collapsed around us. Housing prices are down from its all-time ...

CMHC Report – Housing Starts Down Across the Nation

In the Canadian Mortgage and Housing Corporation's latest monthly release about housing starts, they show that housing starts are down across Canada. The starts are well below the average trend line...

Going Green: Two Things You Should Look for in a Home That Will Make It Environmentally Friendly

Air pollution was the cause of 7700 premature deaths in Canada in 2015. It is estimated that this death toll and illnesses contracted because of air pollution in Canada cost $36 billion in that one...

Should I Buy a Home Now or Wait and Save More Money?

Home ownership isn’t just a financial investment, it’s a personal, emotional investment. This means that, unfortunately, people make the decision to buy a home emotionally, rather than logicall...

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